Paying with PayPal

Some organizers accept reimbursements via PayPal. It is very important that you follow their payment instructions carefully or they will not receive full reimbursement.

You must send payments as “Personal Payment Owed” or the organizer will not receive full reimbursement. If you cannot send a Personal Payment Owed, then you will need to reimburse the organizer for the fees which PayPal will deduct from your payment. You can calculate these fees accurately, easily and quickly by using a PayPal Fee Calculator. If you do not wish to reimburse the organizer for these fees, please pay by check.

If your payment shows that PayPal has deducted fees for which the organizer has not been reimbursed, the organizer will refund your payment. PayPal will charge the organizer 30 cents to do this. Your registration will remain unpaid until the organizer receives full reimbursement including the 30 cent refund charge.

PayPal’s fee structure is subject to change, but at the time of this writing it is PayPal’s policy that Personal Transfers are free for both the person sending and the person receiving money when the money comes from a PayPal balance or a bank account, but cost the person receiving the money 2.9% of the total due plus a 30 cent fixed fee when the money comes from a debit or credit card or PayPal Credit. Purchase transactions always cost the person receiving the money 2.9% of the total due + $0.30 regardless of the source of the funds.

It is important to understand that the person sending the money cannot tell if fees are being deducted and will receive no notification about the fees. (A sender might also be charged fees by PayPal — in that case the person receiving the money would not receive any notice about those fees.) You may rest assured that no fees were deducted if you sent you payment as a Personal Payment Owed. You may also rest assured that fees were deducted if you sent it as anything else.

Because accepting payments via PayPal can result in financial losses for the organizer, as well as be the cause of time consuming problems, please do not complain to organizers who choose to not accept PayPal.

In the vast majority of cases, Homeschool Adventures reimbursements qualify as Personal Transfers under PayPal’s Terms of Use as our volunteer organizers are neither selling a good nor service. If the organizer must pay the location $5/person attending then the organizer needs to receive the full $5, not $4.55. (The exception would be those rare cases when the organizer is offering a class led by the organizer and is collecting tuition and/or estimated materials fees. In that case, the cost of collecting fees via PayPal should be included in the organizer’s cost-basis calculations and reflected in the cost of tuition and materials.)